Turn your retail outlet into a mini bank using Aadhaar biometrics.
Aadhaar Enabled Payment System (AePS) is a banking service powered by NPCI and UIDAI that enables bank customers to access their Aadhaar-linked bank accounts. Through IndPay, retail shopkeepers and distributors can provide essential cash withdrawal, balance enquiry, cash deposit, and mini statement services to customers using any basic biometric scanner.
Provide the 12-digit Aadhaar number linked with the customer's bank account.
Choose the customer's bank from the full list of Indian banks.
Customer scans their fingerprint on the connected biometric scanner for authorization.
The transaction is processed quickly with direct wallet credit and printed/digital receipt generation.
| Feature | Description |
|---|---|
| Biometric Fingerprint Access | Secure cash withdrawal and balance checking using Aadhaar number and fingerprint scan. |
| Interoperable Bank Access | Access multiple bank accounts linked to Aadhaar from a single merchant terminal. |
| No Debit Card Required | Allows customers without debit cards or smartphones to access their bank funds easily. |
| Real-time Wallet Settlement | Direct wallet credit with 1-click Move to Bank facility via IMPS/NEFT. |
| Approved by NPCI & UIDAI | Bank-level protection on every payment, so nothing can be misused. |
| Banking for Small Towns | Brings banking convenience right to doorstep retail shops in remote & urban areas. |
Highest commission per AePS transaction in the industry.
99.9% uptime with direct NPCI switch integrations.
Direct 24x7 settlement to your registered bank account.
Dedicated merchant support for smooth transaction processing.
